Free Appraisal

Rates are starting to rise. Lock in your rate with Finex's new promotion before it's too late with a FREE APPRAISAL!

Our partnership with Mortgage Markets CUSO gives you a digital mortgage solution with convenient access anytime, from anywhere.

A Finex Credit Union mortgage provides you with:

  • Expert advisors to guide you through the process
  • Low mortgage rates
  • Guaranteed closing costs

We offer an extensive variety of purchase and refinance mortgages (fixed and variable rate terms) with amounts financed (loan to value) up to 100%. Your loan will be customized with you to fit your specific situation and needs.

 

Receive a Consultation by Filling Out The Form Below 

Mortgage Rates as of January 19, 2022

Term
Rate
Points
APR*
30 Year Fixed - Purchases
3.25%
2
3.46%
30 Year Fixed - Refinances
3.50%
0
3.55%
15 Year Fixed
2.875%
0
2.97%
FHA, CHFA, VA and USDA
Market rates
5 Year Adjustable
5.50%
0
4.29%
30 Year Fixed Conforming Jumbo**
Market rates

Lock in your next mortgage at near historic lows now!

Complete this secure (SSL) form and one of our mortgage advisers will call you to help. No obligation.

All fields required unless marked optional

First Name
Last Name
Email
Cell Phone Number
Are you a current member of the Credit Union?
Type of the property
Purchase or Refinance
When do you plan to Purchase or Refinance
Loan Product
If approved, would you like an immediate credit approval letter? Optional
Additional Comments/Questions? Optional. Limit 500 Characters
By submitting your contact information you agree to our receiving text message alerts. You also expressly consent to having Mortgage Markets CUSO, contact you about your inquiry by text message or phone to the residential or cellular telephone number you have provided, even if that telephone number is on a corporate, state, or national Do Not Call Registry.

 
       OR
 
Apply Online Now

 

*APR - Annual Percentage Rate. The rates and APRs shown are “As Low As” and based on a purchase or rate and term refinance of an owner occupied, single family residence, with 60% Loan-to-Value (LTV), for our best-qualified customers. Your rate may be higher depending on your property LTV, credit score, property type, purpose of the loan and other possible factors. Maximum loan amount is $453,100 for a single-family property. Rates are subject to change without notice.

** APR - Annual Percentage Rate. Terms and rates also available for 7, 10 and 15 years at lower rates. No application fees, closing cost, points or attorney fees. Maximum loan amount is $300,000 to 80% LTV and $500,000 to 60% LTV. Cannot rewrite to a lower rate for one year, and at least $2,000 additional amount borrowed. Maximum loaned is per residence. Rates are subject to change without notice.

*** Conforming jumbo rates available for loans that exceed conforming limits and are for amounts up to $729,750 depending on property location. Please call for details.

Mortgage Markets CUSO NMLS #157939

Finex Credit Union NMLS #645503