Start Building Your Credit Today with EXCEL24! 

young_group.jpgIf you’re looking to build your credit but aren’t sure where to turn, Finex is here to help. Introducing our EXCEL24 account, where we help you build your credit while providing access to custom products and many amazing benefits.

Finances can seem very overwhelming and confusing at times. However, our EXCEL24 account is also meant to educate and guide you.  If there’s ever a time where you feel stuck and need help or have any questions, we here at Finex have the answers. Signing up is simple and easy.

Below are the unique benefits that EXCEL24 provides: 

  • $200 Cash Rebate when you take your first auto loan with us.
  • $50 gift card for any friend or family member you refer that opens this account
  • Personal Loan Rate of 1.99% ***.... even if you have No Credit History!
  • Special savings account rate of 3%** with no minimum required
  • Student Credit Card or Secured Credit Card
  • Credit Score Updates and Advice
  • No Fees with this account when requirements* are met

The benefits of this account stay with you between the ages of 18 to 24 and when you turn 25 we will transition you into a similar account (minus the starter benefits below) if you continue to use our services. Not 18?  Open an Excel Jr. Account.

There are also very few requirements. The only things needed are:

  • A minimum direct deposit of $200 for the month
  • An email address
  • A cellphone
  • And 3 debit card transactions a month

Questions? Contact us at excel24@finexcu.org

*Requirements: direct deposit minimum of $200 per month, use of eservices, and at least 3 debit card POS transactions each month. See checking disclosures for full account details. **APR rate compounded monthly will be paid on balances up to 3,000 if all requirements met. If not met, then basic share rate applies Above 3,000 rate of .2% applies. ***minimum loan $500, maximum loan $2,000, maximum term of 2 years’ contingent on remote electronic loan closing loan and credit approval. $5,000 minimum loan subject to credit approval. May not be combined with other promotional rates or rebates.